Save money, travel more. The Miles to Memories team earns millions of miles/points each year to take amazing trips across the globe. We leverage loyalty programs to turn rewards into memories that last a lifetime. Come learn our secrets!

Authors Posts by Shawn Coomer

Shawn Coomer

Shawn Coomer has spent nearly a decade circling the globe with his family for pennies on the dollar. He uses that first-hand knowledge and experience to teach others how to achieve their travel dreams for the least amount of money possible.

The Credit Card Reconsideration Letter – What to Include & A...

Credit card reconsideration letters can be your last resort to getting approved. I have provided a sample letter to work off of along with the basic points I feel should be included to increase your chances of success.

Credit Card Reconsideration Tips & Strategy: Change That Denial to an...

Everything you need to know for a successful credit card reconsideration experience. Tips for reconsideration and how to request reconsideration via the phone, mail and more!

Full Guide to Citi Retention – Answers to all of your...

Citi Not Honoring Bonus
Learn how Citi's retention offers work, how to find offers across all of your Citi credit cards on the same call and how to make sure you get the best possible offer.

Credit Card Churning & Getting a Mortgage: What to Expect Top...

Basics of getting a mortgage for the credit card churner. Which FICO is used, how inquiries affect a mortgage, letters of explanation, sourcing funds and more.

Credit Card Reconsideration Strategies When Calling In Fails

Has your application been denied even after calling a bank's credit card reconsideration line? Find out what options are left & why you shouldn't give up.

Comparing Free FICO Score Offerings From Each of the Major Banks...

How your FICO score is calculated and how to access your free FICO score from each of the major banks who offer it to customers.

Where To Buy Pin-Enabled Gift Cards for Credit Card Spend

A complete resource describing where to buy pin enabled gift cards including which types are worth your time and which are probably best avoided.

Debt Is Evil

A quick rant about debt, why your debt pays for my travel and how taking on debt is costly in so many ways.

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