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Negative Cost Visa Gift Cards
Vons, Safeway and other related brands that use the “just for U” rewards program are offering a digital coupon giving $10 off instantly with the purchase of $150 or more in Visa gift cards.
- Limit 1 per transaction.
- Expires: 12/19/2015
How to Load
To load the digital coupon to your account, simply log-in to “just for U” and navigate to the coupon section. The Visa gift card coupon can be found in the “Special Offers” category. Click to add it to your card and you are all set!
These stores sell variable loads Visa gift cards issued by Metabank. I actually have quite a lot of experience purchasing these cards and they have always worked fine to load to Bluebird or Serve at Walmart. They should also work at Family Dollar and Rite Aid for Serve as well. The pin is the last four digits of the card number.
In my opinion, the best use of this coupon is purchasing a $500 variable load Visa for $5.95. This would result in a $4.05 profit plus any credit card rewards.
- Cost: $505.95
- Instant savings: -$10
- New Cost: $495.95
- Profit: $4.05
This deal is very good for meeting minimum spend requirements or at least knocking out a portion of them. It is also fantastic if you have a card that earns bonus points in the grocery store category.
While this coupon is limited to one use per account, don’t forget that every person can have their own account. I’m not sure if using your friend or family member’s phone number at checkout is a violation of the terms, but if not then you can see if they’ll load the coupon if they aren’t going to use it. Again, check the program terms to avoid issues.
I really like deals like these which provide an instant discount since you can purchase, load and move on without having to wait for a rebate to come. For some with access to multiple loyalty accounts this could be a really great opportunity, while for others it still could be a nice way to pickup a chunk of spend at at a negative cost.
HT: Doctor of Credit
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