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  1. This kind of tip is exactly why I spend all that time plowing through endless emails and postings about airline trivia and gift card arbitrage. Thanks! As for all the snarky remarks in the comment thread about freeloading spouses: I don’t blame my husband at all for resisting making phone calls to banks about credit cards he doesn’t care about. He does the yard work and most of the cooking and I handle the financials, and we’re both fine with that. I’ll bet you guys would not want to take on all the tasks your “lazy” spouse handles for your household on a daily basis, so kwitcherbitchin (as Ann Landers used to say).

  2. “This is great for relationships like ours where one person does all the work and the other one reaps the rewards …” 😀

    My day is made — thank you 😀

  3. Good to know, thanks! Could you imagine how difficult this hobby would be without secure messaging and we had to call in for everything?

  4. I don’t share my spouse’s love of golf, and he doesn’t share my love of all things miles/points. So, on behalf of my marriage, I thank you.

  5. Yup, already an authorized user. I was sent an email for each card with a special code and directions for finalizing my status as an account manager. While completing the final steps on my end I was prompted to create a new ID and password. Did not appear to be any way to utilize my existing login. I stopped there for now.

    • I would log into her account and see if you are already added. That may be just so you can pay the bills etc. and not needed.

      • Thanks, Mark. I think what happened was I didn’t properly select myself as an authorized user on the initial step of adding an account manager. This led me to walk through the process as if I were a 3rd party. Ultimately, I checked my wife’s account and I was officially added as an account manager even though I skipped the final step of creating a new login. Thanks!

          • I am experiencing the same issue and after using the AmEx chat functionality they are telling me that I cannot merge account manager cards with my personal amex account. I really don’t want two logins, how were you able to add it? I am looking to manage my wifes cards, enroll and manage the benefits mostly, from my existing account.

          • You can’t add someone else’s card under your own account. My wife had her own online set up but she added me so I could call in and chat on her behalf.

  6. Thanks for the heads up. I’m going through the process and its forcing me to create a new Amex login and password for each card that I am becoming an account manager. Is that your experience?

    • No that wasn’t my experience at all – that is strange. Were you already an Authorized User?

      Although mine are still pending except for the one my wife did over the phone when we called in to unlock her card (after guessing at password)

  7. To qualify as an account manager, do you have to be an authorized user on each other’s account? We have purposefully not placed each other as authorized users as we want to stay as low 5/24 as possible.

    • To do it online I believe you do but I think you can call in and have them add it without being an Authorized User but I am not 100% on that.

  8. Love the post. Very amusing. My wife hates that I’m opening new credit cards, buying gift cards, or having her change her auto pay bills to a different card/payment processor. “Another new credit card? Isn’t that going to hurt your credit?”, “No more gift cards!”, or “I am trying to simplify my life and you’re complicating it” are my favorite comments. You’re welcome for getting 5% back on the groceries or finding coupons/portals that help pay for your online shopping habits.


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