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Smart & Final Amex Offer
This morning I covered the brand new Amex Offer for Smart & Final. In that post I explained why this fantastic offer was enough to finally get me to overcome my laziness and setup an automated system for registering my Bluebird and Serve cards to Amex Offers. I highly recommend taking a look both for the offer and the system.
While I will refer you to this morning’s post for the full details, the basics of the offer are this: Receive a $25 statement credit with a $50 or more purchase at Smart & Final. Oh and there is a limit of three which is both fantastic and rare!
How to Maximize the Offer
This morning I didn’t want to speculate as to how to maximize the offer since I didn’t have all of the relevant information. Thankfully I did my due diligence and headed out to my local Smart & Final store to see what was available. Here is what I found:
$100 Visa/Mastercard Gift Cards
As you can see, Smart & Final carries $100 Visa & Mastercard gift cards which are issued by Metabank & U.S. Bank respectively. These cards are pin-enabled and can easily be loaded to Bluebird/Serve at Walmart and liquidated in other ways. Each card comes with a $5.95 fee, so the best option would be to try to split the transaction between two cards. (They also carry Amex gift cards, but I prefer Visa & MC.)
Here is an example of the purchase of a $100 Visa gift card split over two American Express cards.
- Value of Card Purchased: $100
- Fee paid: $5.95
- Credit received: $50
- Total profit: $44.05
Merchant Gift Cards
Smart & Final also has a number of merchant cards available as you can see in the photos. I tried to capture as many cards as possible, but there are numerous stores including a variety of restaurants and electronics retailers like Amazon and Best Buy.
One of the best ways to maximize a deal like this is to purchase gift cards for merchants that you are going to frequent anyway. For example, purchasing a $50 gift card for Best Buy will result in a 50% discount on any purchase. (Where was this last week?)
Smart & Final isn’t the fanciest store around, but they tend to have decent prices on a lot of items, so you may want to consider picking up groceries while you are already there. Another alternative is to purchase $50 Smart & Final gift cards to make sure your transactions amounts are even.
There is one word of caution that I need to pass on. Between my wife and I, we completed transactions on 12 different cards and did not receive the normal email. For that reason I am going to hold off on doing any more until I verify that the credits have posted in a few days.
Update: The emails finally came in about three hours after the transactions were completed.
Hopefully this post and this morning’s prove that this is indeed one of the best Amex Offers that has ever been released. The combination of a 50% discount, large selection of gift cards and a limit of three makes this deal a true winner!
Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.