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Amex Offers Multiple Cards Same Account
One of the most generous aspects of the Amex Offers program is that it often allows you to add offers to both the primary and authorized user cards on an account. Since each authorized user card has its own number, you can theoretically (and in practice) get credits across all cards linked to an offer.
Now, it seems like that may be changing. According to Doctor of Credit, some people are finding that when they link an offer to an authorized user card with the same name as the primary, that the offer disappears from one of the cards. Here is what people are reporting:
- If an authorized user and main cardholder card share the same name, adding an offer to the second card will remove it from the first. It’s possible this could be happening to all authorized user cards despite the name as I have seen a couple of data points either way.
- This is happening even if both the authorized user card and primary card are linked to different logins.
What Is Causing This?
I can only speculate here, but there are some very popular and somewhat lucrative offers around for business cards that I suspect are being abused in some way. For a long time it has been possible to get an authorized user card in the same name as the primary for division of spending etc., but perhaps this is being taken to another level. Only time will tell.
I’m going to test this out with my cards/offers to see if I can replicate it. In the mean time, are you seeing this happen? Do you think it’s just a glitch (these do happen quite often with Amex) or is the bank finally cracking down on this practice?
Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.