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ATT Access More Which Merchants Earn 3X
The AT&T Access More card was launched by Citi in 2015 and has become a very popular product because of its generous sign-up bonus and earning structure. This guide is designed to help you maximize your use of the card by documenting which merchants earn the extra 2 points per dollar for online spend.
Note: This post is continually updated as new data points are sent in. Please help us to build this guide by providing your own data points. If you would like to receive a notification when this guide is updated, please leave a comment below. Thank you!
AT&T Access More Card Information
AT&T Access More Bonus
Receive a free phone (up to $650) after spending $2,000 on the card within the first 3 months of account opening.
AT&T Access More Earnings
- Earn 3X Points for every $1 you spend on purchases made online at retail and travel websites.
- Earn 3X Points for every $1 you spend on products and services purchased directly from AT&T.
- Earn 1X Points for every $1 you spend on other purchases.
More Card Info
- $95 Annual Fee
- Earn 10,000 Anniversary bonus points after you spend $10,000 in the prior cardmembership year.
For more information about the AT&T Access More card, see: Citi Launches AT&T Access More Card – With 3X for Online Purchases & Up to $650 Sign-Up Bonus, This Could Be A Gamechanger
How to Determine if You Received 3X on Your Statement
Unfortunately Citi doesn’t make it easy to see which purchases have earned bonus points and which ones have not. On your statement you will see a total amount of bonus points earned and will have to work backwards to figure out which purchases (based on their amounts) earned the points and which ones didn’t.
Online Merchants That Earn 3X ThankYou Points
This is a continually updated list documenting data points listed on other websites and in the comments here.
According to this Flyertalk thread, the following merchants earn 3X ThankYou points for online purchases:
Amazon.comRecent data points suggest Amazon.com does not earn 3X.
- American Airlines
- Mileage Plus X
The following merchants earn 3X according to Doctor of Credit:
- Neimanmarcus.com (through PayPal)
Raise.com(As of January, 2016 it seems Raise no longer earns 3X.)
- Cardcash (through PayPal)
- Gyft (through PayPal)
The following merchants earn 3X according to readers:
Online Merchants That Don’t Earn 3X ThankYou Points
According to this Flyertalk thread, the following merchants DO NOT earn 3X ThankYou points for online purchases:
- Amex Gift Cards
- Lumber Liquidators
- Sling TV
The following merchants DO NOT earn 3X according to Doctor of Credit:
- Gyft direct payment (no PayPal)
The following merchants DO NOT earn 3X according to readers:
- Raise.com (As of January, 2016)
Online Merchants That May Earn 3X ThankYou Points
- eBay – eBay purchases seem to depend on how the seller is coded in PayPal. There doesn’t seem to be an easy way to determine if you will receive 3X or not.
Your Data Points
Do you have experience using the AT&T Access More card at merchants not listed above? Please share your data points in the comments so we can make this resource as complete as possible!
Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.