Credit Cards

The number one way to rack up a lot of points/miles is through credit cards. Whether it is taking advantage of a great sign-up bonus or maximizing bonus categories, we are here to help.

Credit Cards for Beginners

If you are just getting started, then we have some advice for you. There are a few things you should learn before making your first applications. Read these posts to help:


Getting to Know the Banks

As you delve deeper into miles/points you will start hearing about the various banks and credit card products. While there are a ton of banks that offer rewards cards, the three biggest players are Chase, Citi and American Express. Each of these banks has their own rewards program and quirks.

Program Overview

Ultimate Rewards

Credit Cards


Program Overview

Membership Rewards

Credit Card Benefits



Credit Card Reconsideration

Once you have learned about the basics and studied the banks, then it becomes time to apply. If you aren’t approved right away, we have some tips that could help you turn that fate around.


Credit Card Retention

Rewards cards come with annual fees and not every card is worth keeping long term. When you try to cancel, sometimes banks try to keep your business with lucrative offers. Here is some information on maximizing those offers.


More Help

In the section below you’ll find links to all of our credit card related posts. You can also find even more relevant articles on our resources page. We have five years worth of dedicated credit card content to explore.

When you’re ready to apply, CLICK HERE.

All Credit Card Related Posts

How to Easily Remove A Chase Account from Your Online Banking Login

12
Nothing bothers me more then needless clutter on my online accounts. I show you how to easily remove a Chase account online once you have closed it.

Sign Of Things To Come? New Amex MR Transfer Charge In Hong Kong

6
When you transfer to U.S. airline frequent flyer programs, you have to pay an "Excise Tax Offset Fee" which is $0.0006 per point but in Hong Kong a new flat fee has been introduced.

Is The Ink Business Preferred Now The Best Chase Credit Card?

22
With the recent negative changes to the Chase Sapphire Reserve, I'll argue that the Chase Ink Business Preferred is the best Chase credit card. Here's why:

Earn 5x/10x Points on Lyft Rides with Chase Cards

0
Beginning Jan 12, millions of cardmembers across Chase-branded credit cards can earn additional points or cash back on Lyft rides.

Your Chance To Earn $2000 Cash Back Or 200,000 Miles Ends This Month

0
Capital One has brought back two huge bonuses for its Spark Business credit cards. If you have a business that spends a lot of dough then these Capital One Spark offers are exactly what you need.

Rumors: Huge Changes Coming to Chase Sapphire Reserve

9
Those who have the Chase Sapphire Reserve card and those who have been planing to apply, need to check out the upcoming changes.
Southwest Rapid Rewards Performance Business Card

Three Southwest Credit Cards Have 75K Points Bonus

14
Southwest has increased bonuses on the three personal credit cards. All three cards can get you up to 75,000 miles upon approval. The offers are showing up through referral links only for now. It is still a good time to get your Companion Pass as well.

Max Out Your Citi ThankYou Points With These 5 Amazing Redemptions

2
Sitting on a bunch of Citi ThankYou points and not sure what to do with them? Here are the five best Citi ThankYou point redemption options on the table:
BoardingArea