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Maximizing Chase Freedom 3Q 5X at Kohls
It is now the 3rd quarter which means new bonus categories on all of our favorite 5% rotating cards. This quarter the Chase Freedom (my review) pays 5x at both gas stations and at Kohl’s. For many, spending $1,500 on gas in a quarter is no big deal, but for others that can be tough and some people have multiple Freedoms. (Me)
Additionally, a lot of areas have gas stations that are gift card and MS friendly. If that is the case then you are in luck. While the selection of gift cards will vary by gas station, you probably will be able to find a decent variety and in some areas you may even be able to find pin-enabled Visa/MC gift cards.
Unfortunately not everyone has MS or gift card friendly gas stations. For those people there is Kohl’s. Kohl’s does carry a small variety of third party merchant gift cards including: gas, restaurant, home improvement and electronics cards. Unfortunately they do not carry Visa or Mastercard gift card in my area and I do not believe they carry them at all.
Gift Card Rack Location & Photos
I recently stopped by two different Kohl’s stores and found the gift card selection to be identical. (The photos are thus from only one of the stores.) In one store the gift card rack was located near the men’s section in the front, while at the other it was located near the restrooms on the extreme side. Both racks had a number of Kohl’s gift cards in addition to the merchant cards.
Here are photos of the full selection of cards at my two local stores. If you are looking to maximize the 5x, it may be a good idea to purchase one of these cards for a merchant you frequent in order to use later. This isn’t the ideal strategy for everyone, but I know it is a popular way to go for many.
Do your stores carry cards for different merchants? Lets me know in the comments!
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