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Chase Freedom Unlimited Application
The brand new Chase Freedom Unlimited card has been available for conversions from another product and in-branch for a few weeks, however there hasn’t been an online app. Chase promised to make the card available online in April and they have delivered a bit early. Let’s recap a little about the card and the sign-up offer.
Earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening and a $25 bonus when you add your first authorized user and make your first purchase within this same 3-month period.
- 1.5X everywhere.
- Points can be redeemed at $.01 each or transferred to travel partners if you also have a Sapphire Preferred or Ink Plus.
- No annual fee.
Chase has been strict with approvals on Ultimate Rewards earning cards. Specifically many people who have opened five or more new accounts within the past 24 months have been denied for the Sapphire Preferred, Freedom and other similar cards. Luckily it seems from reports that the 5/24 rule isn’t be applied to this new card. I have heard from several people who have been approved in-branch with more than five new accounts.
I won’t be applying for this card since I just got a new Chase Ink Plus, but I plan to convert one of my three regular Freedom cards over to it. My plan is to max out the 5% grocery store category bonus in early April on my Freedom and then convert it to a Freedom Unlimited. I think the ability to earn 1.5X Ultimate Rewards is powerful, especially in categories where it isn’t easy to get a bonus. I can see myself using this card often and I’ll still have two other Freedoms to earn 5X as well.
If you had been holding off on applying for the Freedom Unlimited because you hate going into a branch and actually dealing with people, then you are now in luck. It is great news that Chase has seemingly loosened on approvals for this card, so hopefully everyone who wants one can get it.
Have you opened or converted an existing card to Freedom Unlimited? What has been your experience? Let me know in the comments!
Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.