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Chase Sapphire Reserve Full Benefits Guide Released: All Card Benefits Top to Bottom

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Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Links in this post may provide us with a commission.

Chase Sapphire Reserve Benefits Guide

Chase Sapphire Reserve Benefits Guide

In the lead up to the release of this new premium card offering, many anticipated learning about the Chase Sapphire Reserve’s benefits. Thankfully the Chase Sapphire Reserve Benefits Guide has been released. You can find the full benefits below, but first, here is a reminder of some of the key features of the card.

Bonus:
  • 100,000 Ultimate Rewards points (worth $1,500 in travel) after $4,000 spend in the first 3 months.
  • Annual fee: $450
Earnings:
  • 3X Dining & Travel.
  • 1X Everywhere else.
Key Benefits:
  • $300 annual travel credit per calendar year (get it twice in your first cardmember year.)
  • Priority Pass Select membership
  • Global Entry fee credit
  • 1:1 points transfers
  • Travel & purchase protection
  • Points worth 1.5 cents each when used to book travel.

Travel Benefits

Chase Sapphire Reserve Benefits Guide

 

Bonus Categories – Earn 3X points per $1 spent on travel from flights, cruise lines and hotels to car rentals, trains and taxis. Plus, earn 3X points per $1 spent at restaurants – from fast food to fine dining.

$300 Annual Travel Credit – Each year, automatically receive up to $300 in statement credits as reimbursement for travel-related purchases charged to your card.

Airport Lounge Access – You and your authorized users can access 900+ VIP airport lounges worldwide with Priority PassTM Select and enjoy lounge amenities such as WIFI, free snacks, beverages and more when you activate your membership.

Global Entry or TSA PreCheck Credit – Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee charged to your card.

Car Rental Priveleges – Enroll in leading car rental reward programs from National Car Rental, Avis, and Silvercar. Book with your card to enjoy enhanced benefits, such as upgrades and car rental discounts; savings on luxury and premium car rental rates; plus, promotions and other special offers.

50% More Value Towards Travel – Your points are worth 50% more when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 50,000 points are worth $750 towards travel.

1:1 Points Transfer – Transfer points to participating frequent travel programs at full 1:1 value – that means 1,000 Chase Ultimate Rewards® points equals 1,000 partner miles/points. Travel partners include British Airways Executive Club, United MileagePlus®, Hyatt Gold Passport®, Marriott Rewards®, and more.

Elite Hotel Benefits at Relais & Châteaux – Enjoy accelerated access to Club 5C status with Relais & Châteaux, a prestigious collection of luxury properties worldwide. After staying just 2 nights at qualifying properties in a 12-month period and booking through the Visa Infinite Concierge with your Chase Sapphire ReserveSM card, you can enroll for your Club 5C benefits.

No foreign transaction fees – Pay no foreign transaction fees when you use your card on purchases made outside the United States. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Luxury Hotel & Resort Collection – Enjoy special benefits at a variety of hand-selected top hotels and resorts worldwide.

Trip Cancellation/Interruption – If your trip is cancelled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.

Auto Rental Collision Damage Waiver – Decline the rental company’s collision insurance and charge the entire rental cost to your card.  Coverage is primary and provides reimbursement up to $75,000  for theft and collision damage for rental cars in the U.S. and abroad.

Baggage Delay Insurance – Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.

Trip Delay – If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.

Roadside Assistance – If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year.

Lost Luggage – If you or your immediate family members’ checked or carry-on bags are damaged or lost by the carrier, you’re covered up to $3,000 per passenger.

Travel & Emergency Insurance – If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

Travel Accident Insurance – When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $1,000,000.

Emergency Evacuation – If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.

Emergency Medical & Dental – If you’re 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses if you or your immediate family member become sick or injured.

Analysis

I think it is safe to say that this is the card you will want to get and use for travel. Not only does it earn 3X Ultimate Rewards points for travel, but it also has just about every protection you can imagine from emergency evacuation to lost luggage and far beyond. In most cases you should be covered if you book your travel with this card and you’ll earn a lot too.

Some of the other hotel and car rental elite benefits are nice too, although we’ll have to see in real life how good they really are. For now, the 3X points on travel and dining, lounge access and $300 annual credit combined with all of the other protections are the key travel benefits to look at and they are pretty good ones.

Service Benefits

Chase Sapphire Reserve Benefits Guide

 

24/7 Customer Service – Talk directly to a dedicated specialist anytime. Simply call the number on the back of your card.

Worldwide Travel Assistance – Whether you need help booking travel or modifying a reservation on Chase Ultimate Rewards®, count on the full service support of the Chase Travel Team no matter where you go or when.

Visa Infinite Concierge Service – Access to Visa Infinite Concierge who can help you with requests, like dinner reservations, or Broadway, music and sporting event tickets.

Analysis

There really isn’t anything groundbreaking here, but the Visa Infinite concierge service will no doubt come in handy for those who use it. There is nothing like having a concierge book something last minute for you when you are timestrapped on the road.

Rewards Benefits

Chase Sapphire Reserve Benefits Guide

 

Chase Ultimate Rewards – Your Chase Sapphire ReserveSM card comes with Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for travel, experiences, gift cards, cash back and more. Access Chase Ultimate Rewards to view rewards activity, redeem points, book travel and earn extra points.

No Blackout Dates – No restrictions or blackout dates on airline tickets booked through Chase Ultimate Rewards®. Redeem for tickets on most major airlines and fly any class. If a seat’s available, it’s yours. No restrictions, no blackout dates.

Unlimited Points – There is no limit to the number of points you can earn.  Points don’t expire as long as your account is open.

Shop Through Chase – Get extra points with Shop through Chase at more than 200 popular retailers online.

Analysis

These benefits are pretty much on par with the other Ultimate Rewards earning cards such as the Sapphire Preferred. Shop through Chase used to be a lot better, but occasionally has good payouts. The big deal with this card is its ability to earn Ultimate Rewards points which are valuable.

Purchase Benefits

Chase Sapphire Reserve Benefits Guide

 

Purchase Protection – Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.

Price Protection – If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.

Extended Warranty – Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.

Return Protection – You can be reimbursed for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item, $1,000 per year.

Analysis

The Chase Sapphire Reserve benefits guide shows just how stacked this premium product is. Sure you have the flashy features like the travel credit, 3X earnings and lounge access, but the Chase Sapphire Reserve also has very good ancillary benefits including: rental car elite status, various purchase protections, primary CDW rental car insurance and even roadside assistance. This is a card that will be in my wallet all of the time.

More Sapphire Reserve Info

As a reminder, I have covered everything you need to know about this card in several posts. For more info about the Chase Sapphire Reserve see:

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Shawn Coomer
Shawn Coomerhttps://milestomemories.com/
Shawn Coomer earns and burns millions of miles/points per year circling the globe with his family. An expert at accumulating travel rewards, he founded Miles to Memories to help others achieve their travel goals for pennies on the dollar. Shawn also runs a million dollar reselling business, knows Vegas better than most and loves to spend his time at the 12 Disney parks across the world.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

20 COMMENTS

  1. I don’t understand why they charge $75 for an AU. I could see if you had more than two people. But still.

    I already have Priority Club from Amex and from Barclay; I don’t need another membership in that. Also, can you use Priority Club in the US? I think the current Priority Clubs I have are only good in Europe. in the US, I usually end up the Admiral Clubs.

    Though wonder if the 3X travel benefits are less restrictive than Citi Prestige; since I’m planning to dump that card next year when the AA lounge benefit disappears.

  2. Hi, is there any information available whether the Authorized User is eligible for the Global Entry benefit? Thanks.

  3. We’re heading down to the Oregon coast on vacation right now. There are no Hyatt’s and few other major chains for using points. The ability to get a decent return on points at 1.5 cents each will be huge. We’ll be able to use points effectively stay in random places where it was largely impossible before.

    • Yes the benefit is per calendar year so it will reset on January 1. So you get $300 between now and the end of the year and then $300 more between January 1 and the end of your cardmember year.

  4. I like the 1.5 ur airfare redemption stacked with freedom bonus can really add up quickly . Sadly once the prestige’s 1.6 goes away with AA this will be a nearly unmatched card . Except for the priority pass guess privileges .You would have to add AU for this card.

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