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Chime Trying to Win Me Back?
A few months ago I wrote about why I had decided to quit my Chime card. Last year it was fun to claim the occasional bit of free money that they wanted to throw at me, but one day they decided to shut me out of any offers. Around the same time they started charging a 3% fee for bill payments using my NW Buxx debit card. It was a double whammy.
The Return of Chime Card Offers
Earlier this week I heard rumblings that offers had returned to Chime. I am sure a lot of people stopped using the card like I did after their “devaluation”. Anyway, some of the offers were/are somewhat decent and I at least acknowledged that I would check in on the card once in awhile. Right now I don’t have any balance on it, but I am willing to refund the card if it makes sense.
It really seems like Chime is trying to get users to take the card out of the drawer. Earlier today I received an email from them. It said:
Congratulations! You unlocked a new reward at Target. This weekend only, shop at Target and you’ll receive an instant $5.00 back to your Chime card when you spend $50.00.
Keep spending with Chime, and you’ll earn more rewards at the places you love.
Update: As Grant mentions on Twitter, since the Chime card is a debit card it can be used to load REDbird. While not confirmed, REDbird loads should trigger the credit.
That is interesting. How did I unlock this new reward if I haven’t used the card? Yup, they really want to get people to use it again. 10% off at Target isn’t a terrible discount and it would get me to use the card if I was already heading to a store. Since I know a lot of you have/had one of these cards, I thought I would update you on all of the available offers right now.
All of the available offers in my account are pictured above. Besides the previously mentioned Target offer which is new today, the most interesting one is $5 off $30 at Office Depot (Which has been out about a week). At the very least that could be a 16.67% discount on a merchant gift card for a store I shop at regularly. (In case you haven’t noticed OD tends to be a bit overpriced!)
I’m not ready to fund my Chime card just yet. In my life I don’t generally make a habit out of chasing $5 and $10 deals, however I will take the money if it doesn’t take me any extra time. I think it will probably take some more Amazon promotions to get me back on board, but these offers seem to be on the right track.
Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.