CIT Bank Savings Account, 2.15% APY with $100 Monthly Deposit OR $25K Balance

Never miss out on the latest news & deals! Join over 8,000 people subscribed to our daily newsletter and join the rapidly growing MtM Facebook community!

New people are being targeted for Amex Platinum 100K – Check now!

CIT Bank Savings Account 2.15% APY

CIT Bank Savings Account 2.15% APY

CIT Bank is offering a 2.15% APY on its Savings Builder Account. The rate is a very competitive one for large balances, and requirements to get it are pretty easy. Let’s check the details.

The Offer

Earn 2.15 APY with a CIT BANK Savings Builder Account if you fulfill ONE of the following requirements:

  • Account must have an end-of-day balance of at least $25,000 on the Evaluation Day OR
  • Account must have at least one deposit of $100 or more that posts to the account during the Evaluation Period

As an added bonus everyone will receive 2.15% to start but after that first full month they will need to meet one of the qualifying actions.

This process will occur every month. If you miss the monthly deposit and you’ll drop down to 1.14% APY for the following month but it’s easy to get back up to the higher rate. Just make that single $100 or more deposit before the next month is over and you’ll return to the higher rate.

Offer Page (affiliate link)


Bank rates have been going up lately, so we should expect more similar deals in the near future. There’s many banks out there that regularly offer 1.9-2% APY on Savings and Money Market accounts. 2.15% is one of the better offers for large balances and you can open an account with just $100.

This post may contain referral, affiliate or sponsor links that provide Miles to Memories compensation. Thank you for your support.

The responses below are not provided or commissioned by any advertiser or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by any advertiser. It is not any advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Pretty good. I wonder if CIT will let me switch products. I’m getting 1.85% right now from them, but I also have 7 figures in there so it makes a huge difference.

    • I reached out to our contact to see. I will let you know if I hear anything back. If you end up contacting them and get a response let us know what they say too.

    • Our contact said there are no restrictions that anyone can open an account. I am not sure if you need to open a new account and transfer the money over or if they would just let you convert it though.


Please enter your comment!
Please enter your name here