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Rack Up HHonors Points with No Cost
Right now Hilton is having a sale on HHonors points. In fact, they are giving a 100% bonus on them. As Loyalty Lobby reports, you can purchase up to 80,000 HHonors points for $800 and receive an additional 80,000 points free.
That means that you would be paying 1/2 cent for each point which isn’t a terrible deal. In fact, you could probably save some money at specific properties if you have an upcoming trip. In my opinion it isn’t a good enough deal to buy them speculatively, since at most properties you probably won’t come out ahead.
Citi Card Churning
This deal reminded me though of a way to get quite a few HHonors points if you want them for free. While you can certainly sign up for the Amex HHonors cards, they aren’t immediately churnable. The Citi HHonors Reserve card and its 2 free nights isn’t churnable in that way either.
Citi has received quite a lot of coverage over the past year since they allowed the AAdvantage Executive card to be churned. Since then they have added language disallowing a bonus if you have opened or closed that product within the past 18 months on all of their cards.
The Churnable HHonors Card
While it didn’t get a lot of coverage, the Citi HHonors Visa Signature can be churned in the same way as the Executive card. Citi allows one application every 8 days and two every 65 days, so the HHonors Visa Signature and its 50,000 point bonus can be had that often. It used to be easier, but it is still possible.
Just like with the AAdvantage Executive card, late last year Citi began adding the 18 months bonus language to applications for the HHonors Visa Signature. Thankfully zombie links still exist for older offers on both cards that don’t have this language. People have confirmed on Flyertalk that they are still able to churn this card repeatedly by using the old links.
For more information see the wiki on this Flyertalk thread.
AA miles vs. HHonors
So now that you know that both the AAdvantage Executive and the HHonors Visa Signature can be churned, you are probably wondering why you would choose HHonors points over AAdvantage miles. Well there is one big reason, the HHonors card doesn’t have an annual fee. (AA miles are much more valuable.)
Sure there are ways that people have circumvented the annual fee on the AAdvantage Executive card, but many people aren’t comfortable with them. This is a way to churn with Citi without having to mess around with more advanced tactics.
Other Citi Cards
The point of this post is not to advocate getting the HHonors card, but to let you know the option exists. Right now Citi has a ton of amazing offers that are worth much more than 50,000 HHonors points, but all of those offers aren’t churnable.
For many people it might be more beneficial to purchase HHonors points and apply for different Citi cards. Everyone’s situation is different and for a lot of people that would probably be the right move. Either way you have options, which is always a good thing.
I know this isn’t for everyone, but I thought some people might benefit from knowing about this card. Since I have shifted most of my stays over to Hyatt, I still have way too many HHonors points sitting around from churning this card years ago. For now, I’ll be sitting this one out, although I hope the option sticks around for awhile.
Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.