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Citi Is Sending out Truly Horrible Authorized User Offers
PDX Deals Guy got an interesting email from Citibank last week for his wife’s Citi Prestige card. By interesting I mean that it is so horribly awful that it is comical. And Doctor of Credit has been reporting that other Citi cards have been sending out equally horrible offers.
Details on the Authorized User Offer
The details on the Citi Prestige offer are as follows:
- Add the authorized user (AU)
- Pay $50 to add the authorized user
- The AU needs to spend $3,000 dollar on the card within 3 months
- You get 3,000 ThankYou points
Yes you read that right THREE THOUSAND DOLLARS in spend, lol. What are they thinking? So you pay $50, spend $3000 on a card, and get a measly 3,000 points. It is essentially earning an extra point per dollar but you HAVE to spend $3,000 just to get it that. This is epically bad.
Citi doubled down on this craziness and offered similar offers for their other cards highlighted in the Doctor of Credit article linked above:
- 2,500 American Airlines miles after $3,000 in spend
- $25 credit after $3,000 in spend on the Simplicity card
These offers are insultingly bad. It would be easier to rack up 3,000 points by buying 6 $500 Visa gift cards. That would also come in cheaper than the $50 fee for adding the authorized.
I am not sure who would be enticed by this. You could earn 50,000 points easily from numerous cards for the same spend. At least American Express understands how to put together compelling AU offers!
What are the worst AU offers you have ever seen? Let me know in the comments section.
Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.