Citi Sears Mastercard, $150 Statement Credit With $2,000 Spend

This post may contain affiliate links; please read our advertiser disclosure for more information.
Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Links in this post may provide us with a commission.

citi sears mastercard 150 bonus

Citi Sears Mastercard, $150 Statement Credit With $2,000 Spend

OK, this does not sound like much and the bonus in itself is probably not very enticing for many. But the card is pretty valuable over time, thanks to spending bonuses that we see several times a year. And those bonuses could be even more valuable than $150. The signup bonus just makes it more worthwhile to apply.

The Offer

You have the opportunity to receive a $150 statement credit when eligible purchases totaling $2,000 or more are made and post to your account within 30 days from account opening.

This offer is for all new accounts opened between 6/28/18 – 11/1/17. Excludes deferred interest purchases.

Application page.


The card earns extra ShopYourWay points at gas stations, restaurants, Sears and Kmart. You will earn the following rates for up to $10,000 in purchases for 12 months from the date of account opening:

  • 5% back in points on eligible gas station purchases
  • 3% back in points on eligible restaurant (including cafes, bars, lounges and fast food restaurants)

Plus you will receive

  • 2% back in points on purchases at Sears and Kmart
  • 1% everywhere else

The card also gets targeted spending bonuses if you use it occasionally. This is probably one of the best store cards out there. This is an offer from two months ago as an example.

$150 is the highest bonus I’ve seen on this card, but the spending requirement is a bit steep at $2,000 in just 30 days. It sure beats this bonus from a month ago though…


If you’ve been thinking about this card, then this is the time to apply, since the card usually has a sign up bonus of about $15. You’re not able to product change to this card, so applying for it is the only option. The $150 bonus is not really one of the best credit card bonuses, but many people want this card because of the great spending offers that can earn you even more than the bonus.

HT: VM on Twitter


  1. Shasta Cola? At least Walmart usually offers Coke or Pepsi 🙂 Why is it again that Sears and Kmart are going out of business? Oh that right, poor management. The Amazon of the 1800’s is going down before our eyes. Sad really.

    This seems like an OK deal to me as long as it’s in cash and not shopyourway into bankruptcy points. I knew when Sears sold off it’s credit card business years ago that it was a bad sign. Now I wonder what Citi will do to convert those cards when the stores are all gone. Maybe Sears will live on the internet like Circuit City.

  2. While the $150 is a statement credit, it appears all the regular earn and bonus category earn are Shop Your Way points. Didn’t think there was a way to turn those into cash.

    Shop Your Way® Additional Category Earn Promotion: This promotion is not transferable; is subject to credit approval and the Shop Your Way terms and conditions located at Additional limitations, terms and conditions apply. You will be given more information when you apply. Your Shop Your Way account must be linked to your new Sears Mastercard in order to participate in this promotion. You have the opportunity to receive Shop Your Way points for eligible purchases which are made and post to your Sears Mastercard® account for 12 months from date of account opening. These extra points are inclusive of any base points earned. When extra point offers are combined, total points earned will be less than the combined point totals for each individual offer. Base points mean the 1% back in points which you will receive on purchases that are made outside of Sears, Kmart or other Program Stores or are described below as “certain non-eligible purchases”. Sears base points mean those points awarded as part the standard Shop Your Way program.


Please enter your comment!
Please enter your name here