Citi 5X Targeted Spending Offers Return: Earn 5X in Grocery, Drug Stores & More!


Citi ThankYou Spending Offer 5X

Citi ThankYou Spending Offer 5X

Citi has long been one of the more active banks when it comes to sending out targeted spending offers. This week they are sending out another round of these offers to cardholders including the ability to earn 5X points in very attractive categories. Let’s take a look.

The Offers

  • Citi Premier
    • Use your card to earn 5 ThankYou Points per $1 spent, up to 2,500 points, through 01/31/2020 on eligible purchases you make at:
      • Clothing Stores
      • Computer & Electronics Stores
      • Department Stores
      • Toy Stores
  • Citi Prestige
    • Use your card to earn 5 ThankYou Points per $1 spent, up to 2,500 points, through 01/31/2020 on eligible purchases you make at:
      • Grocery Stores
      • Gas Stations
      • Drugstores
      • Mass Transit & Commuter Transportation Vendors

Key Terms

  • This offer starts upon enrollment and will end on 01/31/2020.
  • Bonus points awarded with this offer are subject to a maximum of 2,500 additional points.

Are You Targeted?

These offers came to us via email, however Citi often sends out offers via regular mail as well. The email subject for this targeted ThankYou spending offer was, “Use Your Citi Card to Earn Bonus ThankYou(R) Points on Eligible Purchases: It’s So Simple to Activate!”

The email had a one-click link to activate the offer as well. So easy!


It’s always nice when a bank rewards you for using a card you already have. While the cap on this offer is small, it’s easy to hit, the categories are generous on the Prestige offer at least, and ThankYou points are a great currency.

Did you receive this or another targeted Citi spending offer? Let us know in the comments!

The responses below are not provided or commissioned by any advertiser or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by any advertiser. It is not any advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Yeah, I signed with my Prestige and will max out the 2,500 points. The Prestige still sucks with the recent devaluations and loss of every single meaningful travel protection, and I will cancel in January one I receive my final 4th night free credit and annual $250 travel credit, and receive a prorata refund of my annual fee. I already upgraded my Freedom card back to a Sapphire Reserve for all future travel expenses


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