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Citibank HHonors Visa Signature 75K Offer
Citibank has two cards that earn HHonors points. The first one (The HHonors Reserve) is generally the one I recommend since it comes with a very nice sign-up bonus of 2 free weekend nights at almost any Hilton property and Gold status. In fact my wife just picked up one of these to test Citi’s 18 month rule.
The other card is called the HHonors Visa Signature and really isn’t the best card for earning HHonors points and it only gives you the lowly Silver status as well. Normally the bonus on this card is officially 40,000 points, however there has been a link around for awhile giving 50K + a $50 Hilton statement credit.
- No annual fee
- 6 points per dollar spent at Hilton properties
- 3 points per dollar spent at supermarkets, drug stores & gas stations.
- 2 points per dollar spent everywhere else.
- Silver status
A New Offer
While the 50K + $50 was alright, today Citi has finally released a new offer that really justifies its own post. The offer is: Earn 75,000 HHonors points after spending $2k within the first 3 months.
Now you may be thinking that 75,000 HHonors points won’t even get you a room at a high-end Hilton property during the busy season. Well you’re right, but that doesn’t matter. Hilton’s chart starts at 5,000 points per night. Lets take a look.
So look at the part in red. Those hotels often represent an incredible value. While many of the hotels within those categories are Hampton Inns, a lot of them are Hilton Garden Inns, Doubletrees and regular Hiltons. In other words, there are a lot of nice properties within those bottom categories. After meeting the minimum spend you will have about 80,000 points. That is enough for:
- 16 nights in a category 1
- 8 nights in a category 2
- 4 nights in a category 3 or 4 (low season)
Update: As Nick pointed out in the comments, since this card also gives you Silver status, you would qualify for the 5th night free on award bookings of 5 or more nights as well!
If you want to get this card, then that should be your aim. This card is for the person who tries to squeeze every last hotel night from their points and not someone who is looking to stay in $600 per night hotels. If fancy is your aim, then apply for the Reserve. In fact, I think the Reserve is a better card, but that doesn’t stop someone with that card from padding their account balance with this one.
No Annual Fee
This is also a no annual fee card, which means you can keep it for a long time and help to build your average age of accounts. I have this card from a couple of years ago and have been recently thinking of converting it to another product. Before I do, I think I might apply for this and get the 75k, since the 18 month language applies to this new application.
This isn’t the absolute best offer around, but HHonors points are useful to have in your arsenal when booking hotels since Hilton’s footprint is so vast. Very few cards give you the ability to earn so many free nights off of a sign-up bonus, so as long as your goals match up with what this card provides, then it may be and probably is a good value.
Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.