What Triggers the Delta Skymiles Credit Card Statement Credit? Test & Results


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Delta Skymiles Credit Card Statement Credit

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Delta Skymiles Credit Card Statement Credit

As I previously reported, I picked up a Gold Delta Skymiles American Express as part of my last application round. I had already applied for the Business Platinum 150K offer and figured it couldn’t hurt to get another Amex card since they merge credit inquiries.

Currently the offer on the Gold Skymiles card is 50K miles + $50 statement credit after $2k spend in 3 months. There is also an offer on the Platinum card which comes with 60K miles and a $100 statement credit. Since these offers are expiring in a few days, I thought it would be a good idea to share with you how easy it was to get the statement credit.

The Statement Credit

Here is how American Express explains the statement credit on the Gold card (The Platinum card works the same way):

One statement credit for $50 will be issued to your Card account after a Delta purchase is charged to your Gold Delta SkyMiles® Credit Card within your first 3 months of Card Membership.

That seems pretty straightforward. There aren’t any restrictions such as having to use the card for incidental fees. Any Delta purchase should work. To test this out, I purchased a $50 eGift card from the Delta website. Sometimes gift card purchases are through third parties or code differently, so this wasn’t guaranteed to work.

Here is how the Delta eGift card transaction is coded:

Delta Skymiles Credit Card Statement Credit

Then three days after purchasing the cards, this showed up:

Delta Skymiles Credit Card Statement Credit

Success! Everything worked exactly as it should have and the entire process took about 2 minutes to complete!

Delta Gift Card Terms

While not too restrictive, there are a few things you should know about Delta gift cards. The first thing is that eGift cards cannot be used until 72 hours after purchase. Also, gift cards cannot be used for ancillary fees such as bag charges, etc. Make sure to read the full terms on their website before purchasing.


Since I don’t have upcoming paid Delta flights, I was glad to be able to put this $50 in the “bank” so to speak to use later. While Skymiles are definitely not worth what they used to be, being able to get 50K + $50 from one application made sense to me and may make sense to others. I am just glad that Amex makes it so easy to get the credit.

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    • I don’t see why it couldn’t, although I don’t know of any websites buying them. It is just a code and certificate number, so it shouldn’t be tied to any one name.

  1. I know Amex has an (active) card limit, but is there also a limit of how many cards one can apply for in a given period? Something like Citi’s 8/65 rule?

  2. here are some really good Amex offers right now I’d like to take advantage of, but I already have 5 Amex cards. At one point I was told I could only have 4 and had to cancel one to get another, but a few months later, I got a 5th card without any discussion of this. What is your experience on this? Do you have more than 4 Amex cards?

    • The limit of 4 actually only applies to credit cards. (Cards in which you can carry a balance.) You can also have a number of charge cards as well. I currently only have 2 Amex credit cards and 3 charge cards, however I know of people with many more. Also, each authorized user card is eligible for Amex Offers as well.

  3. Just about to try this. From how I read the offer, there’s no min purchase, and the min gift card through Delta is $5, so you could also use this as a $5 Delta + $45 cashback.

  4. Hello,
    I was also interested in the $50 statement credit.
    I was wondering if a purchase done through their shopping portal was seen as a valid transaction ?
    And is a Delta gift card/E-certificate valid to cover the fees of an award ticket ?
    Thank you.

  5. You can buy on deltas website something that is called (i think) miles booster its like $20 to $30 and then you get $50 back as a statement credit. I Did that a few years ago.


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