Kroger’s Gift Card Deal Is Still On
A few weeks ago, I was the first to write about Kroger’s promotion that is running through July 15, 2014 where they are giving a $5 coupon off of a future grocery purchase when buying any two Visa or Mastercard gift cards.
Travel With Grant first reported last week that the coupon was printing when only one gift card was purchased. After reading that, I tried buying only one gift card and the coupon didn’t print. Fortunately I tried again at a different store and it worked just as he described.
Visa Or Mastercard?
The deal as stated is for the purchase of Visa or Mastercard gift cards. Kroger sells both Visa and Mastercard gift cards in various denominations. All of the cards are pin enabled (Call 1-866-952-5653 to set the pin) and issued by U.S. Bank.
The best cards in my opinion are the variable ones which can be loaded with up to $500 for a $5.95 fee. While both the Visa & Mastercard versions are nearly identical, there is one key difference other than their logo.
I am assuming most of you out there will be loading these cards to a Bluebird/Serve card at Walmart. Walmart’s POS system treats the Visa cards as normal debit cards. You simply swipe the card and it will prompt you for the pin.
Unfortunately for some reason the Mastercard gift cards are treated as credit. When you swipe the card, the terminal will give you about a half of a second to hit the cancel button or it will go directly to the signature screen and the load will fail.
It had been awhile since I purchased gift cards at Kroger and I mistakenly bought one of the variable load Mastercards the other day instead of a Visa. Lets just say it took me three tries to hit that cancel button at the right time in order to change the transaction type to debit.
What To Do If You Already Purchased Mastercards
If you have already purchased the Mastercard gift cards then you may still be in luck. Fortunately the Walmart MoneyCenter Express kiosk doesn’t have the same issue. Loading your Bluebird/Serve at the kiosk with a Mastercard works the same way as with other cards.
Unfortunately the kiosks are often broken and some areas don’t even have them. If that is the case, then you need to get good at hitting that cancel button. The Free-quent Flyer has a great description of what you need to do to make sure the transaction goes through as debit.
If you haven’t been participating in this deal, then I highly suggest you get out there to your local Kroger. The $500 variable load cards come with a $5.95 fee. After your $5 back coupon, you are essentially only paying $.95 for $500 in spend. That is a great deal in my opinion!
Please let me know if you have had any issues or you have further questions about this deal. Have a great night!