WARNING: Happy Gift Cards Come With Amazing Discounts, But Be Aware of This HUGE Potential Security Flaw


Happy Cards Warning Information Security

Happy Cards Warning Information Security

Earlier today I covered an Office Depot 20% off deal for discounted Happy Gift Cards. We have also covered similar in-store deals for these cards at Safeway/Von’s/Albertson’s and Stop & Shop/Giant. You can find the full list of cards and which merchants they are good at in my Office Depot post.

Great Discounts

With these cards selling at a 10-20% discount, they can be quite tempting to purchase. While some of the merchants aren’t great, others are fantastic. For this reason you MIGHT want to buy some Happy Cards, but before you do there is one HUGE thing you need to be aware of.

Seemingly Not Secure

Earlier today I went into Office Depot to purchase a Happy Gift Card. During my visit I discovered that the packaging does not conceal any card information. The following information is completely visible without opening the packaging:

  • Full Card Number
  • Expiration Date
  • CVV Code

Here is a picture I took of a card at Office Depot. I have blurred some of the card number and cutoff the expiration date and CVV, but I assure you it was all there unconcealed. Also keep in mind that Office Depot keeps their cards in the back of many of their stores and I wasn’t questioned when taking this picture. The card shown is one I purchased and have already used, but no one seemingly would have stopped me from taking photos of all of the cards.

Happy Cards Warning Information Security

How To Stay Safe

While these cards don’t seem to be secure, there is one way you can protect yourself. After purchasing my 20% off Happy Cards, I went to a merchant where they were accepted and bought that merchant’s gift card with the Happy Cards. I plan to use that merchant’s gift cards anyway and now I don’t have to worry about my Happy Cards going bad.

Keep in mind that despite these essentially being credit cards, some merchants may see them as gift cards and thus won’t allow you to purchase a gift card with a gift card. If the merchant can get past that, then these cards should process just like any other credit card. I wouldn’t buy too many Happy Cards without a plan to use them quickly.


I am a bit baffled as to why the makers of Happy Cards didn’t decide to better secure the card number and other important information. Perhaps they have some sort of additional security I don’t know about, but it seems to me that once those cards are activated, someone who previously saw the number could use them.

Have you had any issues with Happy gift cards purchased in-store? Let us know in the comments.

The responses below are not provided or commissioned by any advertiser or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by any advertiser. It is not any advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Since they can apparently be used online, I guess it’s a moot point; but the card number on the magstripe is slightly different than the one printed on the card.

  2. I have $75 in happy gift cards. Tried using them at Buffalo Wild Wings and they didn’t work.
    So annoyed with these Happy cards.
    I’m done buying them .

  3. we got the happy guy gift card and it SUCKS!!! we cant use it at home depot, or Buffalo Wild Wings… and Auto Zone. we have 40 dollars that we can’t even use!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! THIS SUCKS

  4. to be honest i’m so unhappy with this gift card. we got the Happy guy and so far Home Depot, Buffalo Wild Wings and AutoZone do NOT WORK!!!!!!!!!!! i have over 42 dollars and cant even use it!! so frustrating.

    • Same here! I tried to use it at American Eagle. I have a $20 balance on the card but the salesperson couldn’t get it to process. Crappy card.

  5. WORST CARD EVER!!!! You are unaware of what merchant you can purchase online until your order is declined. You call Happy Card Customer service and they have a ten day hold on your funds and will do NOTHING to release the funds for you to use.

  6. I guess you can make a class action lawsuit against them, using the logic of the people who are suing Walmart. Remember, their argument in their lawsuit was since other companies make gift card where the numbers are concealed in the package, Walmart should have done it too.

    That is why I think the logic in the Walmart lawsuit makes no sense; you will always find someone else who does something different and then claim everyone else should do that.


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