WARNING: Happy Gift Cards Come With Amazing Discounts, But Be Aware of This HUGE Potential Security Flaw

9

New people are being targeted for Amex Platinum 100K – Check now!

Never miss out on the latest news & deals! Join over 7,000 people subscribed to our daily newsletter and join the rapidly growing MtM Facebook community!

Happy Cards Warning Information Security

Happy Cards Warning Information Security

Earlier today I covered an Office Depot 20% off deal for discounted Happy Gift Cards. We have also covered similar in-store deals for these cards at Safeway/Von’s/Albertson’s and Stop & Shop/Giant. You can find the full list of cards and which merchants they are good at in my Office Depot post.

Great Discounts

With these cards selling at a 10-20% discount, they can be quite tempting to purchase. While some of the merchants aren’t great, others are fantastic. For this reason you MIGHT want to buy some Happy Cards, but before you do there is one HUGE thing you need to be aware of.

Seemingly Not Secure

Earlier today I went into Office Depot to purchase a Happy Gift Card. During my visit I discovered that the packaging does not conceal any card information. The following information is completely visible without opening the packaging:

  • Full Card Number
  • Expiration Date
  • CVV Code

Here is a picture I took of a card at Office Depot. I have blurred some of the card number and cutoff the expiration date and CVV, but I assure you it was all there unconcealed. Also keep in mind that Office Depot keeps their cards in the back of many of their stores and I wasn’t questioned when taking this picture. The card shown is one I purchased and have already used, but no one seemingly would have stopped me from taking photos of all of the cards.

Happy Cards Warning Information Security

How To Stay Safe

While these cards don’t seem to be secure, there is one way you can protect yourself. After purchasing my 20% off Happy Cards, I went to a merchant where they were accepted and bought that merchant’s gift card with the Happy Cards. I plan to use that merchant’s gift cards anyway and now I don’t have to worry about my Happy Cards going bad.

Keep in mind that despite these essentially being credit cards, some merchants may see them as gift cards and thus won’t allow you to purchase a gift card with a gift card. If the merchant can get past that, then these cards should process just like any other credit card. I wouldn’t buy too many Happy Cards without a plan to use them quickly.

Conclusion

I am a bit baffled as to why the makers of Happy Cards didn’t decide to better secure the card number and other important information. Perhaps they have some sort of additional security I don’t know about, but it seems to me that once those cards are activated, someone who previously saw the number could use them.

Have you had any issues with Happy gift cards purchased in-store? Let us know in the comments.


This post may contain referral, affiliate or sponsor links that provide Miles to Memories compensation. Thank you for your support.


The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed bu the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

9 COMMENTS

  1. I guess you can make a class action lawsuit against them, using the logic of the people who are suing Walmart. Remember, their argument in their lawsuit was since other companies make gift card where the numbers are concealed in the package, Walmart should have done it too.

    That is why I think the logic in the Walmart lawsuit makes no sense; you will always find someone else who does something different and then claim everyone else should do that.

LEAVE A REPLY

Please enter your comment!
Please enter your name here