Wow, The Chase Ink Plus Is Going Away: Say Goodbye to 5X?


Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Links in this post may provide us with a commission.

ink plus discontinued

Update: Chase has reached out to me in response to this article to confirm that the Ink Cash card will remain open to new applications and will retain its 5X categories as is. Good news for those looking to still earn 5X at office supply stores, although you will now have a lower spending limit. Here is what they said:

While the Ink Plus card will remain the same for current Ink Plus cardholders, it will no longer be offered to prospective customers when the Chase Ink Business Preferred card launches later this year. The good news is that for business owners who love 5x on office supplies and telecom, they can still get this bonus point category when using the Chase Ink Cash card. Overall, this provides some differentiation in choices for business owners for a card that best fits their needs.

Ink Plus Discontinued

Last week I covered a post by Mile Cards citing an anonymous source saying that the Chase Ink plus was sticking around. That site has had reliable information in the past, but they were wrong. Today, The Points Guy (a site with perhaps the closest Chase affiliate relationship) is confirming that the Chase Ink Plus, the lovable 5X earning business card that we have all grown to love, will NO LONGER be open for new applications once the new Ink Business Preferred launches.

From TPG:

We still don’t know exactly when the Ink Preferred card will launch (Chase simply said “later this year”), but the issuer has confirmed that the Ink Plus will no longer be available to new cardholders as of that date.

Other Things of Note

Among the other takeaways here are:

  • There is no news yet on the fate of the no annual fee Ink Cash (Update: As mentioned above, Chase has confirmed the Ink Cash will remain available for new application.)
  • You will be able to convert other Ink cards to the Ink Preferred if you want
  • You should be able to get an Ink Plus now if you are eligible and an Ink Preferred later since they are separate products, but keep in mind that 5/24 most likely will apply
  • There is no indication how long the current 5X benefits will remain in place for existing cardholders, but I would suspect it will be quite a while


For now you still have some time to get an Ink Plus so I wouldn’t worry about rushing out to apply for one, but it seems that its days are numbered. While we do not have a launch date for the Ink Preferred, I suspect Chase will release one in advance which will then let everyone know how long they have to get an Ink Plus.

What are your thoughts on this? Is the Ink Plus going to be missed or do you welcome the new Ink Preferred with its 3X categories and higher spending limit?

Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

The responses below are not provided or commissioned by any advertiser or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by any advertiser. It is not any advertiser's responsibility to ensure all posts and/or questions are answered.


  1. That first site you mentioned has another quote from Chase saying that the Ink Cash will stick around, but changing the tune on the Ink Plus to what you’re saying here – that it’s going away for new apps and sticking around with 5x for existing accounts. So 5x not going away entirely….for now….

  2. This makes me more upset about the 5/24 rule. I was just denied for this card earlier this month because of it, and now I know I’ll never be able to get it because I need to wait. Ugh =[

  3. I currently have the chase ink plus (and bold). I now also have the CSR. Thinking of downgrading chase ink plus to the chase ink cash. Would that be grandfathered and maintain 5x categories?

  4. Ive never had a business card but I have a regular chase card which I rarely use because its only 1%. (Except for the 5% in rotating categories)

    Should I get them to switch it ?

    Do these work for ebay purchases ?


  5. […] On the heels of the Sapphire Reserve credit card launch, Chase has announced that they will follow that up with a new Ink business card. Bloomberg reported that the bank will launch the Ink Business Preferred card later this year.  This card will offer an 80,000 point signup bonus and decent category bonuses: 3X Ultimate Rewards points per dollar for travel, telecommunications, shipping, and advertising on social-media and search engines.  Unfortunately, once the Ink Business Preferred card is launched, Chase will stop offering their popular Ink Plus card which offers 5X rewards for office supply purchases, cellular services, landline services, and cable services (TV and internet).  So, you might want to get in on the Ink Plus 70K offer before it’s too late. Please see: How to get approved for the Ink Plus 70K offer before it’s too late.  Fortunately, we now know that the no-fee Chase Ink Cash card, which offers the same 5X categories as the Ink Plus…. […]


Please enter your comment!
Please enter your name here