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My 2017 Bank Account Bonus Results
With April 15th quickly approaching my mailbox has been filling up with bank account 1099-INT’s. I thought it would be fun to take a look at how I did last year with bank account bonuses. I will also take a look at my start to 2018 and tell you which ones I am looking at in the near future.
It seems that I have been doing a lot of reflection lately, with my article about the 5 deals I most regret missing out on, and thinking about starting over from scratch in my clean slate series. I guess kicking off a new year will have that affect!
I started off 2017 hot and heavy but ended up slowing down the second half of the year. It seems like I had less time to focus on them, new job and all :). These figures are for both myself and my wife…we are a combo package!
I will list the bank, the number of bonuses, and the overall total:
- Bank Of America – 1 – $300
- MTB – 4 – $700
- Flagstar – 1 – $250
- US Bank – 1 – $200
- Chase – 1 – $150
- Citizens – 1- $150
- Huntington – 2 – $400
- TCF Bank – 1 – $250
The total came to $2400 for 2017. All of the above mentioned bonuses are personal checking account bonuses, except for the Chase bonus. That bonus was a savings account bonus. I still have to pay taxes on those earnings which will lower my total haul some.
I have started off 2018 with a bang, earning a $300 checking account bonus from Chase last week. There should be two more bonuses paying out in February from Fifth Third bank. Those should net me another $500.
There are a few more I am keeping my eye on. I would like to get a Citizens Bank bonus for myself. Mainly because they allow up to $1,000 in credit card funding. My wife got one towards the end of last year.The PNC checking account bonus is something I am considering but I am not a fan of PNC and their bonuses are more laborious. My wife will probably open another Chase account when her 6 month wait is up. I will probably snag one more Huntington bank bonus too, easiest bonus on the market! Those should account for an additional $8-900 in 2018.
I plan on adding in any local bonuses that come along or something enticing that is available nation wide as well.
Bank account bonuses are a good way to supplement the credit card game. They also offer you a way to increase spend when the bank allows you to fund the new account with a credit card.
It is something you can do if you are taking a cool off period from credit card applications because of Chase’s 5/24 rule. Or maybe you have been striking out on credit card approvals and wanted to move onto something different.
How do your numbers look from last year? Do you plan on going bigger this year?
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