(Final Days!) Ranking the Delta Skymiles Increased Offers According to Value

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Ranking the Delta Skymiles Increased Offers logo

Ranking the Delta Skymiles Increased Offers According to Value

Some of these offers may have changed

Delta and American Express launched increased offers on their co-branded cards last week.  They also announced some new perks coming to the cards in early 2020 but those come with increased annual fees. This might be the last chance to lock in these Delta Skymiles increased offers at the lower annual fee and still get the perks when they come out.

Because of that I figured I would rank the cards according to the value offered from the welcome offers. I will also add in some commentary of other things to consider when choosing which card is best for you.

 

Ranking the Delta Skymiles Increased Offers Worst To First

These rankings are based on a 1.25 cent per point valuation for Delta Skymiles.  I also added in any statement bonus at 100% value (ways to maximize these) and then subtracted the annual fee. Remember that all of these cards come with Amex’s standard once per lifetime welcome offer language.

Some of these offers may have changed

I will do these rankings from least valuable to most valuable:

Delta Skymiles Increased Offers personal

Delta Reserve Personal Credit Card – $487.50

  • Earn 75,000 bonus miles and 10,000 Medallion Qualification Miles after spending $5,000 within your first 3 months.
  • The $450 Annual Fee IS NOT waived. (Will be $550 in January)
  • Delta Sky Club access – you must have an arriving or departing Delta ticket to access the lounge.  Can bring in up to 2 guests for $29 a piece.
  • Priority boarding and an upgrade tie breaker.
  • LEARN MORE

Even though the Delta Reserve Personal credit card comes in as the least valuable in terms of first year value it has some potential in the future.  If you are a big spender or a Delta Elite seeker then you may like the changes coming in January.

Ranking the Delta Skymiles Increased Offers biz

Delta Reserve Business Credit Card – $550 in value

  • Earn 80,000 bonus miles and 10,000 Medallion Qualification Miles after spending $6,000 within your first 3 months.
  • The $450 Annual Fee IS NOT waived. (Going up to $550 in January)
  • Delta Sky Club access – you must have an arriving or departing Delta ticket to access the lounge.  Can bring in up to 2 guests for $29 a piece.
  • Priority boarding and an upgrade tie breaker.
  • Direct Link

The Delta Reserve Business card will also be attractive to big spenders when the refresh happens.  It also will not count against your Chase 5/24 status.  That plus a slightly better annual fee ranks it ahead of the personal version.

Ranking the Delta Skymiles Increased Offers gold personal

American Express Gold Delta SkyMiles – $800

  • Earn 60,000 bonus miles after spending $2,000 within your first 3 months.
  • A $50 statement credit when you make your first Delta purchase
  • $95 Annual fee IS waived the first year
  • LEARN MORE

Even though the personal Delta Gold card comes with a waived annual fee the 60,000 Skymiles welcome offer is the lowest in the bunch.  After adding in the $50 statement credit you come away with $800 in value.

Ranking the Delta Skymiles Increased Offers plat

American Express Platinum Delta SkyMiles – $842.50

  • Earn 75,000 bonus miles and 5,000 Medallion Qualification Miles after spending $3,000 within your first 3 months.
  • A $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • $195 annual fee IS NOT waived.
  • LEARN MORE

The personal Amex Delta Platinum card comes in next on the list with a healthy 75K welcome offer and a nice $100 statement credit which cuts the $195 annual fee essentially in half.

Plat Biz

Platinum Delta SkyMiles Business Card – $905

  • Earn 80,000 bonus miles and 5,000 Medallion Qualification Miles after spending $6,000 within your first 3 months.
  • A $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • $195 annual fee IS NOT waived
  • Direct Link

Slightly edging out the personal version is the business version of the Platinum Delta Skymiles card.  It comes with a 5K more welcome offer. Although that 5K more in Skymiles comes with $3,000 more in minimum spend, something to consider.

Gold Biz card art

Gold Delta SkyMiles Business Card – $925

  • Earn 70,000 bonus miles after spending $4,000 within your first 3 months.
  • A $50 statement credit when you make your first Delta purchase
  • $95 Annual fee IS waived the first year
  • Direct Link

If you guessed the Gold Delta business card would come in first then you are probably fibbing 🤣.  But with it’s robust 70K Skymiles welcome offer, the $50 statement credit, and the waived annual fee it gives you a whopping $925 in value.

Other Considerations

It is not always all about the Benjamins yo 😉! Sometimes the perks and status are what truly matters.  If you need the MQMs to reach the next tier of status with Delta or you just want lounge access then the personal Delta Reserve is probably your best bet.  You may lose $400 on the front end but reaching status easier and chilling in Delta lounges may be worth more than that to you.

Final Thoughts

People like to bash Skymiles, even when they are offering value to Europe, but these Delta Skymiles increased offers from American Express are no joke.  Getting over $900 in value from any credit card is a really good offer.  These offers end 10/31/19 so be sure to snatch one now if you have been considering them. Also remember that this may be your last chance to get the increased offers before the annual fees go up.

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