Save money, travel more. The Miles to Memories team earns millions of miles/points each year to take amazing trips across the globe. We leverage loyalty programs to turn rewards into memories that last a lifetime. Come learn our secrets!

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Tag: beginners

Clean Slate Series: Credit Card Application Guide for Beginners

Focusing on the first year of applications without any business cards.

Debt Is Evil

A quick rant about debt, why your debt pays for my travel and how taking on debt is costly in so many ways.

How Your FICO Credit Score Is Calculated

Miles & Points For Beginners Part 2 - Learn what factors go into determining your FICO credit score & how applying for travel credit cards affects it.

Don’t Fall Into This Trap Of The Miles/Points Game

The miles & points hobby isn't for everyone. Find out the typical newbie story and learn which traps to avoid as you grow from novice to expert.

4 Reasons you Should Always Book Travel With Points!

4 reasons you should be booking your travel with miles and points.

Clean Slate Series: Year 2 Of Applications, What I Would do...

Entry 2 of the Clean Slate Series

Don’t Make This Huge Mistake with Statement Credits & Minimum Payments

4 Ways Frequent Travelers Can Avoid Wasted Points
A simple but huge mistake can cost you money and prestige with a bank. Don't do this when dealing with payments and statement credits.

How I Just Saved 27% On My Purchase By Paying with...

How paying for a product in a foreign currency can save a lot of money & a recent example where Russian Rubles saved my 27%.
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