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Upgrade Offer for American Express Blue Cash Everyday
When I went to pay my wife’s American Express Blue Cash Everyday card this weekend I noticed something interesting. There was an upgrade offer at the top of the statements and activity page to upgrade the card to the Blue Cash Preferred card. I found it strange that the offer was on that page but not in her Amex Offers. She just recently downgraded back to the Everyday card from the Blue Cash Preferred too (3-4 weeks ago). We downgraded after taking advantage of the same upgrade offer last year.
Details on the Offer & Card
The offer is the standard upgrade offer for the Blue Cash Preferred card:
- $150 statement credit after spending $1000 within the first three months.
- 6% cash back at US supermarkets on up to $6,000 per year
- 3% cash back at US gas stations and select US department stores
- 1% cash back on everything else
- $95 annual fee is not waived
The bonus isn’t astounding in any way but it does cover the annual fee plus it puts a little coin in my pocket. This is one of, if not the, best personal cash back cards on the market. Getting 6% at grocery stores offers a lot of possibilities for increased spend, even if it is capped at $6,000. If you max it out that is $360 in cash back. I could have used this card last week with that Kroger deal.
What I found most interesting is that this is the second time she has received this offer. And it has only been a few weeks since she downgraded to the no fee version. Getting multiple upgrades is possible with the Surpass card but I had not heard of it for any other American Express cards.
A New Authorized User Offer
After seeing the Blue Cash Preferred offer I checked her other cards to see if anything else popped up. The only other offer was to add an authorized user to her Everyday card. The offer was for 1,500 Membership Rewards for $150 in spend.
This was a decent offer that gave us a chance to use a great card for nothing out of pocket, while still profiting $55. It also allows her to get a sign up bonus, and premium card, without having to use a hard pull.
What I found most interesting is that this may be a churnable offer. I plan to downgrade the card again when the year is up and hopefully she gets the offer a third time.
Let us know in the comments if you see any similar offers, or AU offers, on any of your Amex cards.
Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.