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  1. Also, forgot to mention, for people who don’t MS they may be missing out on bonus categories on other cards by trying to meet 25k.

  2. What Mark said. Since the average min spend is 3k, 15k spend is like 5 sign up bonuses for me.

    I should note, I’m not big on MS but I do have high spend. So I’ve never been able to run out of points/miles yet. Knock on wood lol!!

  3. “but you still have to look at the opportunity cost of using that spend toward other sign-up bonuses”

    So how much is the opportunity cost in your opinion?

    • Man that is tough to answer. If you can MS fairly easily then I don’t think there is really any opportunity cost lost. Otherwise you have to look at probably missing out on 2-3 extra sign up bonuses.

      I got the card a few months ago because I wanted to slow down my apps for a little bit and this card will take more time to hit the min spend which will keep me occupied. I look at that as a positive for my current situation.


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