Chase Ink Plus 60K Returns – Possibly Better In Branch?

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Chase Ink Plus 60k

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Before applying I highly suggest reading the following posts: Slow & Steady Doesn't Make You A Loser and A Mandatory Waiting Period to Apply for Credit Cards?. You can find all of our credit card reviews here.

Chase Ink Plus 60k

According to Frequent Miler, Chase has increased the offer on their Ink Plus to 60,000 Ultimate Rewards points through 3/1/15, but there is a catch. The annual fee is not waived.

See: How Good Are the Chase Ink Cards

How Is This Different

Normally the public offer for the Chase Ink Plus gives 50,000 Ultimate Rewards points after $5,000 in spending during the first three months. This new offer ups the bonus to 60,000 points, however unlike to 50,000 version, the annual fee of $95 has to be paid up front.

Basically, you get 10,000 more points and pay $95. In my opinion $95 is a fair trade off for 10,000 Ultimate Rewards points (you can redeeem the points for $100 cash), but you may be able to do better.

60k Offer Link (Non-affiliate)

Get the Annual Fee Waived (My In Branch Experience)

Chase Ink Plus 60k

View from the Wing is reporting that Chase may be waiving the annual fee and giving 60,000 bonus points if you apply in a branch. To get confirmation, I headed down to my local Chase branch and asked about the offer. They told me that the best offer was 50,000 bonus points. *Sigh

Since the 60,000 point offer is so new, my guess is that my local branch just hadn’t been briefed on it yet. The employee did seem a little clueless, so I wouldn’t take my experience as a good data point. If you have a branch nearby, you may want to stop in or at least wait until a few data points roll in about the in-branch availability.

Recent Applicatant Match?

Last year when the offer increased in a similar way, Chase initially matched the higher bonus, but later denied matches because the increased offer requires you to pay the annual fee. If you recently applied for the 50,000 point offer with the annual fee waived, you may run into a similar issue.

If you are looking for a match, I highly suggest sending Chase a secure message as soon as possible. People who did it early on last year got matches and those who waited ended up getting denied.

Conclusion

The last time the bonus on the Ink Plus was 60,000 points was in May of last year, although it did go up to 70,000 points last September. If you are in the market for the card, then this may be a good time to get it since the bonus only increases once or twice a year. If you have any questions, please let me know!


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3 COMMENTS

  1. I applied late last week for the Ink Plus, and got “needs further review” message. Would you recommend calling reconsideration now, or waiting for a decision and then calling if it is a denial?

    • Generally with Chase it doesn’t make much of a difference. I would suggest calling in so you don’t have to keep worrying.

      With that said, I have done it both ways in the past. The last time I applied for a Chase business card, I waited four days and was given an approval. Basically, whatever you are most comfortable with.

      It generally is easier to deal with a rep when your application is processing rather than denied. (It is harder to get a denial reversed.) If you feel your app is a little weak, then I would consider pleading your case before they deny you.

      • Thanks for the perspective, it turns out that while I was procrastinating today, trying to figure out whether I wanted to call or wait, I received an approval email from Chase. So I’m good to go 🙂

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