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British Airways Visa 100K Avios Offer
Chase has once again brought back the popular 100K bonus on their co-branded British Airways credit card. Lets take a look at the offer to see if it is worth applying for.
Earn up to 100K Avios. Earn 50K after $2K spend during the first 3 months + earn 25K after $10K total spend in the first year + earn 25K after $20K total spend in the first year. (Basically, spend $20K get 100K.)
Application Link (I couldn’t find the direct link on their website, so I took someone’s affiliate link and stripped out the information. As far as I know this is a direct link and it definitely doesn’t pay me any commission.)
- 3X Avios on direct British Airways purchases and 1X Avios on everything else.
- Travel Together Companion Ticket after $30K in annual spend. (More info on that benefit here.)
- $95 Annual fee is NOT WAIVED the first year.
First off, there isn’t a point in taking advantage of this offer if you don’t plan to spend the entire $20K in order to get the full bonus. The normal bonus on this card is 50K after $2K in spending, so you can get that anytime without the large spend.
The question then becomes is it worth it to spend $20K to earn 120K Avios. I think it is. Many people transfer Ultimate Rewards or Membership Rewards to Avios. If you do that then you can almost look at this as a 100K offer in one of those currencies. At the very least by getting this card you are saving those flexible currencies for other programs.
British Airways Avios is a distance based program. There used to be some decent premium class redemptions, however this year’s devaluation all but eliminated those. The best use of Avios is for short to mid-haul flights. They are also great for last minute redemptions since they don’t charge a close-in booking fee.
I use Avios all of the time for redemptions in the U.S. on American Airlines, US Airways and Alaska Airlines. For example, I have used 12,500 Avios several times to fly from the West Coast to Hawaii. There are also some decent redemptions on LAN and TAM in South America and even JAL and Cathay in Asia. British Airways does charge fuel surcharges on most airlines, so it is important to check those.
I believe this is the best offer ever on this card. While the card used to earn 1.25X on everyday spend, that has been devalued, but the 100K bonus after $20K in spend has surfaced every year for the past several. One thing to also keep in mind is that it may be worth it for some to spend the extra $10K to get the Travel Together ticket. That won’t be the case for everyone though.
It isn’t often that you can pick up 100K of a currency with one sign-up bonus. (Although we have had a few cases lately.) 100K Avios are potentially worth thousands of dollars if redeemed properly. I always prefer to have a nice stash of Avios and am seriously considering applying for this card. I have tried to layoff my Chase applications lately so I could jump on a big bonus if it came along. Now might be the time.
Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.