Save money, travel more. The Miles to Memories team earns millions of miles/points each year to take amazing trips across the globe. We leverage loyalty programs to turn rewards into memories that last a lifetime. Come learn our secrets!

Credit Cards

Credit Cards

The number one way to rack up a lot of points/miles is through credit cards. Whether it is taking advantage of a great sign-up bonus or maximizing bonus categories, we are here to help.

Credit Cards for Beginners

If you are just getting started, then we have some advice for you. There are a few things you should learn before making your first applications. Read these posts to help:

Getting to Know the Banks

As you delve deeper into miles/points you will start hearing about the various banks and credit card products. While there are a ton of banks that offer rewards cards, the three biggest players are Chase, Citi and American Express. Each of these banks has their own rewards program and quirks.
Program Overview Ultimate Rewards Credit Cards
Program Overview Membership Rewards Credit Card Benefits

Credit Card Reconsideration

Once you have learned about the basics and studied the banks, then it becomes time to apply. If you aren't approved right away, we have some tips that could help you turn that fate around.

Credit Card Retention

Rewards cards come with annual fees and not every card is worth keeping long term. When you try to cancel, sometimes banks try to keep your business with lucrative offers. Here is some information on maximizing those offers.

More Help

In the section below you'll find links to all of our credit card related posts. You can also find even more relevant articles on our resources page. We have five years worth of dedicated credit card content to explore.
When you're ready to apply, CLICK HERE.

All Credit Card Related Posts

Citi Makes Changes to Bonus Terms, There’s Good and Bad News

Citi Prestige Card Relaunch Includes Major Changes
Citi has changes the terms for receiving bonuses on their ThankYou Points credit cards. The new rule might extend that by a couple of more months but also has some positives.

Holy Cannoli!!! Companion Pass After Only $4K In Spend!?!

Chase and Southwest just launched an amazing offer where you can get 30,000 points and the Companion Pass by signing up for a personal credit card.

(Targeted) 50,000 Point Spending Bonus For KeyBank Rewards Credit Card

A somewhat unknow credit card, the KeyBank Rewards credit card, has targeted some cardholders with a very enticing spending offer.

Why Amex Changing The Ameriprise Platinum Offer Is A Huge Blow...

Guide: American Express Program Rules Including Application Restrictions, Card Limits and Difference Between Credit and Charge Cards
American Express has adjusted their Ameriprise Platinum welcome offer and I have to admit I am not a fan of the change. Not everyone will agree with me.

Amex Delta Offers with NO Lifetime Restriction Are Back

American Express is sending out targeted offer for its personal Delta credit cards once again. While these are the best offers we have seen, they also have an added bonus.

New Design: Citi Improves Website with New Aesthetic/Features!

Citi is rolling out a fresh website design for their customers. Find out what new design & features they have added plus why it isn't enough to fix the site's long term problems.

Are Mercedes Benz Clawbacks Being Reinstated By American Express?

Guide: American Express Program Rules Including Application Restrictions, Card Limits and Difference Between Credit and Charge Cards
American Express may be reinstating points that were clawed back for closing the Mercedes Benz Platinum card before it transitioned to the regular Platinum.

Not To Be Left In The Dust – Chase Sends Out...

First it was American Express and now Chase sends out 1099s for referral bonuses. I discuss the details and why I think it this happening.

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