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Citi Changing Rules on Card Bonuses… Once per 48 Months?
Citi has a rule that limits credit card signup bonuses to one every 24 months. They tweaked that rule a bit earlier this year, and now it looks like they are changing it once again.
DansDeals reports that now Citi AA Platinum, Citi AA Executive, and Citi AA Business card applications on AA.com show a new restriction for signup bonuses. You will not be eligible for a bonus on these cards if you have received a bonus within the past 48 months.
American Airlines AAdvantage® bonus miles are not available if you have had any Citi® / AAdvantage® card (other than a MileUp℠ or CitiBusiness® / AAdvantage® card) opened or closed in the past 24 months.
New rules on Citi AA Platinum:
American Airlines AAdvantage bonus miles are not available if you have received a new account bonus for a Citi / AAdvantage Platinum Select account in the past 48 months.
Moving for 24 months to 48 is certainly bad news for those who rely on American Airlines credit cards for AAdvantage points. But there’s also some positive pieces of information in the new wording.
First, card are no longer grouped together by family. The new 48 month rule only applies to that specific card, not all AA cards in Citi’s portfolio.
The other good news is that closing a card will not reset the clock.
For now the new language is not showing on all applications available, but they could be just testing it at first. It’s very possible that this could become the new rule for AA cards and others.
Let us know what you think.
Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.