Link Discover Accounts Same Login
One of the most frustrating things about Discover has been their inability to link multiple credit card accounts to the same login. For example, my wife has two Discover it cards, but we have to login to each account separately to see it. Thankfully that is now a thing of the past. Discover has finally added functionality to link multiple credit card accounts to the same login. (According to a commenter bank accounts can be linked as well.)
How to Link Multiple Discover Credit Card Accounts
First, if you have multiple accounts with Discover, the next time you login you should be prompted to link them.
After clicking “Get Started” you will be asked to verify your accounts.
The first account listed is the one linked to the login you are using. The second account is the one linked to the other login. The site shoes the last four digits of each account number to make things simple. In order to link the accounts, you will need to enter the entire account number of the account not currently linked to the login you are using. When done click “Continue”.
Next you will be asked to verify your identity. You can either receive a security code via the phone number linked to the account or via email. Once you have made your selection click “Continue” and then enter the code once it comes.
After the security confirmation you will get to choose which combined login you want to use. You can continue to use the current login for either account or you can create an entirely new login. Once you have made your decision click “Continue”.
Finally, you can see both of your accounts together! You can now select either account to go into its details just like before. Additionally, when you are in an account, you can click towards the top to easily switch between them.
At this point I am not sure if you can link accounts if you don’t get that initial prompt when logging in. I searched the site and couldn’t find a way to get to the linking screen, but perhaps I missed it. Either way, if you currently have more than one Discover credit card account I suggest linking them to make your life just a bit easier ahead of the busy shopping season!
HT: @OrensMoneySaver on Twitter