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American Express Membership Rewards Points Posting Early
One of my readers John wrote to me about a week ago wondering why his Membership Rewards hadn’t yet posted from his American Express Business Gold Rewards card. (He had signed up during the 75k deal.) Unlike many banks, American Express puts your points into pending status when the statement prints. They normally become available the next month.
Now John had purposely met the steep $10k minimum spending requirement as quickly as possible in order to make sure the points posted in time to take advantage of the British Airways transfer bonus. With the points in pending status, he was seemingly going to miss out.
I have read reports of people being able to get American Express to post Membership Rewards points early, so I told John to contact the company and ask nicely. He had already tried that once, but decided to give it another shot. Once again he was denied. A third call yielded the same results as well.
A Different Experience
The day after John wrote to me, I actually finished my own spending on the Business Rewards Gold card. Much to my surprise, two days after the final charges posted, I logged into my account and found 75,000 freshly posted Membership Rewards points.
This was 10 days before my statement was set to print so the 10,000 points from the spending didn’t post, but the entire bonus did. While I don’t know what happened, I suppose they may treat customers differently depending on how long they have been with the bank.
So What Happened to John
So now lets get back to John’s story. He was determined to get these points to post, so he decided to hop on a chat with American Express where he finally found an agent who was willing to help. Within minutes his account had 85,000+ Membership Rewards sitting in it.
Of course the old saying mo’ money mo’ problems comes in. Now John needs to figure out how many of his points he should transfer over to British Airways and how many he should keep flexible. While that is a personal decision, I am transferring about half of my points over.
- It is possible to get American Express to expedite the posting of points.
- You may have to speak to several different agents to get it done.
- Try using different methods like chat and don’t be afraid to politely ask to speak to a supervisor.
In the end I am glad that both John and I have our points in time to transfer them over to British Airways. It sort of stinks that American Express made him jump through so many hoops, however he seems to be happy with the result.
Have you had success getting American Express to post Membership Rewards points early? How many of your Membership Rewards are you transferring over to British Airways? Let me know in the comments!
Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.