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Chase Hyatt Credit Card Review
|Miles to Memories does not have a direct relationship with the card issuing bank and this review does not include any affiliate links. If you wish to support the site, you can apply for cards by clicking through from this page.
Before applying I highly suggest reading the following post about taking it slow. You can find all of our credit card reviews here.
The Hyatt credit card is one of a number of competitive travel rewards cards issued by Chase. Unlike hotel cards for some other chains, this card has a number of unique features and a stellar sign up bonus, making it incredibly competitive in the marketplace.
The Chase Hyatt credit card earns points on a three tiered system:
- 1 point per dollar spent on everyday purchases.
- 2 points per dollar spent at restaurants, on plane tickets purchased directly from airlines and at car rental agencies.
- 3 points per dollar spent at Hyatt properties.
Other product features:
- Hyatt Gold Passport Platinum status.
- No foreign transaction fees and a chip enabled card.
- Annual free night certificate for use at any category 1-4 property.
Best Offer/Sign Up Bonus
The public offer for the Chase Hyatt credit card gives 2 free nights at any Hyatt property worldwide after spending $1,000 during the first three months. The offer has been slightly devalued for elites as it used to give Diamond members the two free nights in a suite, however all members get the same bonus now.
While the public offer is good, recently Chase has released an even better offer. Currently you can get the Hyatt Visa Signature with two free nights, a $50 statement credit and 5,000 bonus points for adding an authorized user who uses their card within 3 months. This offer is meant to be targeted to people who are staying in a Hyatt property, however it is publicly available at this link.
Annual & Other Fees
The Chase Hyatt credit card has a $75 annual fee which is waived the first year. Additionally there are balance transfer & cash advance fees of 3% or $5, whichever is more. You can find the full list of card fees here.
Our Chase Hyatt Credit Card Review
The Chase Hyatt credit card is a really solid credit card product. Considering the sign up bonus can be used at any Hyatt property, you can easily get well over $1,000 in value for it depending on which property you choose to stay at. The $50 statement credit is just icing on the cake.
I like this card because it doesn’t carry a foreign transaction fee and thus can be used at any Hyatt without incurring fees. I never will understand why some hotel credit cards have foreign transaction fees, which means I am paying a premium to earn points at foreign properties.
As for spending, I personally wouldn’t use the Chase Hyatt credit card for my normal purchases, considering I can earn Chase Ultimate Rewards points at the same level. Chase Ultimate Rewards points are flexible and can be transferred 1:1 over to Hyatt. I normally use a 2% cashback card for everyday spending unless I am working on minimum spend for a sign-up bonus or have an amazing retention offer.
Since Chase issues so many premium cards, it can be difficult to decide which ones to get. At some point you will hit a cap as to the number of their products you can hold at once. That number varies depending on a number of factors, but most people report being allowed to have a maximum of 4-6 cards.
The card comes with a free night annually, making the $75 fee worth it as long as you have a need for it. Also, the Platinum status is good to get you free internet and modest upgrades, so it does have value. Some people have reported that the free annual night posts before the annual fee and stays in your account even if you cancel the card.
The Chase Hyatt credit card is a solid product with a phenomenal sign-up bonus. While I wouldn’t use the card for everyday spend, the amazing sign up bonus, 3x points earned at Hyatt properties, Platinum status and the annual free night make it a compelling product to get and keep.
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