Resource: Reconsideration Phone Number List for all Major Issuers

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Credit Card Reconsideration Phone Number List

Credit Card Reconsideration Phone Number List

We get a lot of questions and a lot of interest in reconsideration calls and strategies so we thought it would be helpful to put together a list of our resources and phone numbers for major issuers. I used up to date info from Doctor of Credit and this Flyertalk thread. If I couldn’t find a recon number then I included the general info line number for the card type.

Credit Card Reconsideration Resources

In addition to this credit card reconsideration phone number list, we have a number of other reconsideration resources available as well:

Credit Card Reconsideration Phone Numbers

Here is a full list of the credit card reconsideration phone numbers for the major U.S. banks:

Barclaycard Reconsideration Phone Numbers

  • Reconsideration: 866-408-4064

Credit Card Reconsideration Phone Number List

Capital One Reconsideration Phone Numbers

  • Personal: 800-625-7866
  • Business: 877-383-4802

Credit Card Reconsideration Phone Number List

Chase Credit Card Reconsideration Phone Numbers

  • Personal: 888-270-2127
  • Business: 800-453-9719

Credit Card Reconsideration Phone Number List

Citibank Credit Card Reconsideration Phone Numbers

  • Personal: 800-695-5171
  • Business: 800-763-9795, 866-541-7657

Credit Card Reconsideration Phone Number List

American Express Credit Card Reconsideration Phone Numbers

  • New accounts: 877-399-3083
  • Existing account holders: 866-314-0237

Credit Card Reconsideration Phone Number List

Bank of America Credit Card Reconsideration Phone Numbers

According to DoC Bank of America’s recon department numbers change frequently so you’ll want to do a quick search to confirm this info

  • Personal: 866-224-8555, 866-224-7803, 877-721-9405, 800-354-0401
  • Business: 866-695-6598, 800-481-8277

Credit Card Reconsideration Phone Number List

Discover Credit Card Reconsideration Phone Numbers

  • 888-676-3695 or 1-800-DISCOVER

Credit Card Reconsideration Phone Number List

U.S. Bank Credit Card Reconsideration Phone Numbers

  • Personal: 800-947-1444 or 800-685-7680
  • Business: 866-485-4545

Credit Card Reconsideration Phone Number List

Wells Fargo Credit Card Reconsideration Phone Numbers

  • Personal: 866-412-5956, 800-967-9521

Conclusion

Calling credit card reconsideration after an unsuccessful application is often the best option. I like to do a search to see what the latest data points say about their recon experiences. Generally I’ll then call when I think I have a good handle on the causes of my denial and a strategy for my call. If your status hasn’t been changed to an approval after a call you can also message them or send a letter, just be sure to consult this post for some helpful tips.

What are your favorite credit card reconsideration (recon) resources. Let us know in the comments below!

The responses below are not provided or commissioned by any advertiser or bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by any advertiser. It is not any advertiser's responsibility to ensure all posts and/or questions are answered.

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