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Credit Card Reconsideration Phone Number List
We get a lot of questions and a lot of interest in reconsideration calls and strategies so we thought it would be helpful to put together a list of our resources and phone numbers for major issuers. I used up to date info from Doctor of Credit and this Flyertalk thread. If I couldn’t find a recon number then I included the general info line number for the card type.
Credit Card Reconsideration Resources
In addition to this credit card reconsideration phone number list, we have a number of other reconsideration resources available as well:
- Credit Card Reconsideration Tips & Strategy: Change That Denial to an Approval!
- The Credit Card Reconsideration Letter – What to Include & A Sample
- Credit Card Reconsideration Strategies When Calling In Fails
- Multi-Bank Guide Reconsideration Phone Numbers
Credit Card Reconsideration Phone Numbers
Here is a full list of the credit card reconsideration phone numbers for the major U.S. banks:
Barclaycard Reconsideration Phone Numbers
- Reconsideration: 866-408-4064
Capital One Reconsideration Phone Numbers
- Personal: 800-625-7866
- Business: 877-383-4802
Chase Credit Card Reconsideration Phone Numbers
- Personal: 888-270-2127
- Business: 800-453-9719
Citibank Credit Card Reconsideration Phone Numbers
- Personal: 800-695-5171
- Business: 800-763-9795, 866-541-7657
American Express Credit Card Reconsideration Phone Numbers
- New accounts: 877-399-3083
- Existing account holders: 866-314-0237
Bank of America Credit Card Reconsideration Phone Numbers
According to DoC Bank of America’s recon department numbers change frequently so you’ll want to do a quick search to confirm this info
- Personal: 866-224-8555, 866-224-7803, 877-721-9405, 800-354-0401
- Business: 866-695-6598, 800-481-8277
Discover Credit Card Reconsideration Phone Numbers
- 888-676-3695 or 1-800-DISCOVER
U.S. Bank Credit Card Reconsideration Phone Numbers
- Personal: 800-947-1444 or 800-685-7680
- Business: 866-485-4545
Wells Fargo Credit Card Reconsideration Phone Numbers
- Personal: 866-412-5956, 800-967-9521
Calling credit card reconsideration after an unsuccessful application is often the best option. I like to do a search to see what the latest data points say about their recon experiences. Generally I’ll then call when I think I have a good handle on the causes of my denial and a strategy for my call. If your status hasn’t been changed to an approval after a call you can also message them or send a letter, just be sure to consult this post for some helpful tips.
What are your favorite credit card reconsideration (recon) resources. Let us know in the comments below!
Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.