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Snail Mail Offers
I receive a ton of junk offers from various loyalty programs and banks. While once in awhile an offer is a gem, more often than not these turn out to be duds. Still, occasionally I find something great and more often something good. I thought it might be interesting to share some of the offers that have hit my mailbox over the past week.
0% Offers on Chase Freedom & ThankYou Preferred
I am used to getting cash advance checks from both Barclaycard and U.S. Bank on a regular basis, however this is the first time in awhile Citi and Chase have offered them. Interestingly both offers have 0% APR through June, 2017. I wonder if one bank is copying the other. Of course I don’t carry any debt and HIGHLY suggest that no one does. The catch with these offers is the 3% balance transfer fee.
Magazines for La Quinta Points
A couple of years ago now La Quinta had a fun promotion where my family and I won thousands of points. Last year I was able to get La Quinta to extend the expiration on those points, but I still haven’t used them. Apparently they must want to get me off of their books, because MagsforPoints sent me a
generous offer to cash in my points for magazines!
I generally don’t read magazines so this offer doesn’t have much value, but it is a good reminder that I need to figure out something to do with those points. Thankfully I still have until next April to do something. Maybe I can get La Quinta to extend them again?
Banana Republic 3X Everywhere
I have covered the Banana Republic Visa card quite a few times on Miles to Memories. This card is well known for generous offers, however this isn’t one of them. I have received 5X offers before, but this one at 3X just isn’t good enough. Since purchases earn Banana Republic and since Banana Republic gift cards can almost always be bought at 20-25% off face value, this doesn’t amount to 3% cash back. I would rather earn with a cashback card.
With that said, the card may not be shelved completely. I am trying to decide a strategy of how much to use it to ensure I get better offers. Is it better not to use it at all, or does it payoff to use it quite a lot? The jury is still out on that one, but I hope to get 5X everywhere soon!
Verdict: Close but no cigar!
Amazon & Jet.com Discount Offers
Ah shopping. To be honest I don’t love to do it all that often unless of course I plan to sell the item to someone else. This week I have received two discount offers via physical mail.
- Jet.com: 15% off my next 3 orders up to a $25 discount per order.
- Amazon.com: 20% off an order of $100+ of shoes, clothing, watches, and luggage.
As you probably can tell, the Jet.com is the winner of this entire group. A $25 discount can make or break an opportunity. It can be the difference between a good deal and a great one. I do think that I’ll be keeping a close eye on Jet.com. As for Amazon, I’m simply not interested in those categories.
Verdict: Jet = yes Amazon= no
While I try to share the very best of the offers I receive, I do also spend time looking and analyzing some of the marginal deals too. The truth is if you want to get the great offers you have to opt-in for the bad ones. Thankfully this week’s mail brought a nice Jet.com offer which should put $75 in my pocket. That makes it all worth it.
Have you received any really good or really bad offers via mail lately? Share the details in the comments!
Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.