Join over 6,000 people who are subscribed to receive a once daily email with all of our posts. Never miss out! Click here to subscribe.
Learn how to maximize your points & miles! Join Our Facebook Group!
|Miles to Memories operates under the Value for Value model. If you receive value from this site, find out how you can provide value back.|
How Many Chase Credit Cards?
Anyone involved with travel rewards programs knows that Chase has the best lineup of cards in this space. There are simply too many good cards and not enough wallet slots to fill them. Among my favorite cards are the Chase Ink, Freedom, Sapphire Preferred and IHG Rewards Club, all of which I currently hold.
Of course it is important to plan long term about your credit card application strategy, but sometimes an amazing offer comes along. For example, Chase just released the highest ever offer on their Southwest Premier business card. There was also the Hyatt 20% bonus that lured many people to apply for that card. These situations do come up and sometimes you just want to get a new card without having to close another one.
Hitting A Wall
A lot of people I know have hit a wall with Chase. After applying for one of these offers, they are told that they have too many Chase cards or too much credit with the bank. Chase is often good with allowing people to shift credit or close one card to open another, but that isn’t always the case and as mentioned before, it isn’t always ideal.
Over the years I have heard varying accounts as to how many Chase cards once person can have. Some people have said 5 total, others have said 6 or 7. Some people don’t count business cards in their total numbers while others do.
Someone I know was recently approved for their 8th Chase card. This person has five personal cards and was approved for their 3rd business card. This means that it is definitely possible to have a total of 8 cards with Chase. (The business cards are all issued under this person’s social security number and not an EIN.)
I am not advocating that anyone get 8 cards, but I thought this information may be of use to some people and at the very least it can help to provide a data point. In that vein, I also thought it would be good to have a poll where you the readers can share anonymously & honestly how many cards you have.
If you have anything else to add or additional data points to provide, feel free to do so in the comments. Have a great day!
This post may contain referral, affiliate or sponsor links that provide Miles to Memories compensation. Thank you for your support.