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Chase Sending Out Another Terrible Spending Offer

Mark Ostermann
Mark Ostermann

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Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Links in this post may provide us with a commission.

Chase Sending Out Another Terrible Spending Offer

Chase Sending Out Another Terrible Spending Offer

I received an email from Chase for my wife’s Hyatt credit card…and it is pretty bad.  I initially got pretty excited until I looked a little closer.  Outside of their AARP offer from a few months ago they have been striking out with these “offers”.  Too bad – I was just about to get my Hyatt card out of the credit card binder too.

Details on the Offer

It looks to be targeted, this is what the email says:

  • Earn 1,000 Bonus Points when you make a purchase over $2,000 from April 15, 2018 to June 30, 2018.
  • You can earn 1,000 extra Bonus Points on up to 4 eligible purchases, for a total of up to 4,000 extra Bonus Points.
  • This is in addition to the Bonus Points you always earn with your card

At first I read it as 1,000 points after $2,000 which is ok.  Then I saw that it works only for a single $2000 purchase or more….blah!  Getting 1.5 Hyatt points per dollar on a large purchase is not an enticing deal to me.  You can get 1.5 Ultimate Rewards points on every purchase (3X these days) with the Chase Freedom Unlimited card…which is essentially the same thing!

Conclusion

If you had a large purchase coming up where you could do this it would probably be better to put it on another card. Or towards minimum spend for a sign up bonus.  For the regular consumer out there, maybe this would be a good thing. If they want to entice real spending from the well informed (us!) outside the box thinking is needed.

At least they still came out with Hyatt Chase Offers this week.  That is something I guess.

 

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Mark Ostermann
Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

3 COMMENTS

  2. Mark,

    Don’t get why you were dogging, then, on the double AA miles for $2,500 spend (& adding an AU) from a few months ago! https://milestomemories.boardingarea.com/citi-is-sending-out-truly-horrible-authorized-user-offers/

    AA miles are worth just as much as Hyatt points but you said then you wouldn’t spend (almost) the same $!

    Regardless, my thinking was exactly like yours on this one, pass. I can get Hyatt points already thru other UR sources at the same bonus level (unlike AA miles btw!). Plus the fact that in my experience the Hyatt card has issues paying out timely whereas the CFU is always within a statement cycle. Thx

    • Yup UR makes Hyatt points so easy the offer would need to be pretty for me to get my Hyatt card out 🙂

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